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Pandemic Insurance


The NYC Hospitality Alliance is advocating to enact the Pandemic Risk Insurance Act (PRIA) which would ensure there is a market for pandemic risk insurance coverage made available in all property and casualty insurance policies, with coverage for insured losses due to covered public health emergencies. Such coverage would have to cover at a minimum compensation for up to 180 days’ fixed costs and payroll for covered public health emergencies. This legislation is very important since hospitality businesses were wrongfully denied business interruption insurance coverage resulting from the Covid-19 pandemic.